Obamacare/Trumpcare Horror Stories

[DowningRules]

I think I found an out for Obama!  He can just say, "Do to the overwhelming positive response, the program's out of money.  No longer accepting applications.  Smell ya later!"

 

(e) FUNDING.—There is appropriated to the Secretary, out of

any moneys in the Treasury not otherwise appropriated,

$5,000,000,000 to carry out the program under this section. Such

funds shall be available without fiscal year limitation.

(f) LIMITATION.—The Secretary has the authority to stop taking

applications for participation in the program based on the availability

of funding under subsection (e).

VerDate Nov 24 2008 06:35 Apr 30, 2010 Jkt 089139 PO 00148 Frm 00027 Fmt 6580 Sfmt 6581 E:\PUBLAW\PUBL148.111 APPS06 PsN: PUBL148

 

 

dkrause on

[Bruce Nye]

O said he didn't know about the website problems.  Hmm....he didn't know about Benghazi, he didn't know about the IRS scandals, he didn't know about the NSA snooping, etc.  is there a pattern here?

 

If he didn't know, he is a failure as an executive - as an executive, he has to know.

 

If he did know, then he's a liar.

 

Take your pick.  Either way he's incompetent. 

[Blarg]

Being a liar does not make one incompetent.

 

It makes them a politician.

[mp170.6]

I'm starting to wonder if Obamacare was rigged to fail.  That way, Obama and his minions can get what they truly want, single-payer healthcare.  They'll claim the only way to fix the current mess is to scrap it for truly socialized medicine.

[Amazing Larry]

Being a liar does not make one incompetent.

 

It makes them a politician.

You just contradicted yourself.

[Tank]

I'm starting to wonder if Obamacare was rigged to fail.  That way, Obama and his minions can get what they truly want, single-payer healthcare.  They'll claim the only way to fix the current mess is to scrap it for truly socialized medicine.

Hilary will be the one who fixes it.

[Blarg]

"More people in Michigan have had their health care plans cancelled than have enrolled nationwide," House Ways and Means Committee Chairman Dave Camp, R-Mich., said in a statement. "Given that these early enrollment numbers are inflated to include those just 'shopping' for a plan, it is clear that the real truth is even worse than we are being told."

 

http://www.cbsnews.com/8301-250_162-57612345/obama-letting-people-keep-canceled-health-plans-for-another-year/

 

The Apologizier In Chief, President Obama announced Thursday that his administration will let health insurers extend existing health plans on the individual and small-group markets into 2014.

 

How very gracious of him to allow the Insurance companies to run their business as free enterprise is supposed to work. Primarily because he just put 4,800,000 citizens at risk of not having health care after destroying their pre-existing plans.

 

So far 106,185 people have signed up for the government mandated heath care. That would constitute just a little over .0003% of the population willingly to jump off the cliff even with the IRS stabbing them from behind.

[DowningRules]

The administration doesn't learn and/or lives in a world where the truth is irrelevant.  To include those who have simpy been able to shop on the site with those who have actually enrolled is misleading at best.  And what is the administration hoping to achieve?  As though the inflated number of 106,000 is some sort of great achievement.  Better to just stick to the lowest number and take the lumps.

 

What is meant to happen to people who are having their plans cancelled, then extended (not a given for some people in this situation) by Obama in yesterday's mea culpa, and then the plans get cancelled again by 2015?  The Liar/Fundraiser In Chief is just extending the implementation of his lie.  There's been no resolution.  He's like a kid who knows he's caught and the only way out is to lie some more.

 

Liars and manipulators!  The Liar/Fundraiser In Chief is in way over his head and every day reveals a higher level of water.

[nate]

Also, again, that 106 represents people who have signed up.  Less than 1% have actually paid.

[DowningRules]

Hmmm...clever that the Act, in this section, makes no mention of insurance companies cancelling plans.  But the wording is debatable.  It's clear no one in Washington read this Act.

 

(a) NO CHANGES TO EXISTING COVERAGE.—

(1) IN GENERAL.—Nothing in this Act (or an amendment

made by this Act) shall be construed to require that an individual

terminate coverage under a group health plan or health

insurance coverage in which such individual was enrolled on

the date of enactment of this Act.

(2) CONTINUATION OF COVERAGE.—With respect to a group

health plan or health insurance coverage in which an individual

was enrolled on the date of enactment of this Act, this subtitle

and subtitle A (and the amendments made by such subtitles)

shall not apply to such plan or coverage, regardless of whether

the individual renews such coverage after such date of enactment.

[Jay]

Also, again, that 106 represents people who have signed up.  Less than 1% have actually paid.

 

And how many of the 106k are on Medicaid?

[nate]

I look forward to the DR shenanigan about reading all 4k pages of ACA.

[Mudville]

Hmmm...clever that the Act, in this section, makes no mention of insurance companies cancelling plans.  But the wording is debatable.  It's clear no one in Washington read this Act.

 

Weren't you paying attention? They had to pass it to see what was inside it. Also all of that reading would have taken away from balancing the budget.

Edited November 15, 2013 by Mudville

[Amazing Larry]

I look forward to the DR shenanigan about reading all 4k pages of ACA.

We would have to supply him with some Jolt Cola and a shitload of Spandau Ballet albums.

[nate]

Some more details.

 

Basically, in order to increase a members rates we have to notify them according to state guidelines.  Between 90 and 30 days prior to the increase.  Most states are 45-30 days.  Before we can do that, the states have to approve the rates.  We usually submit rates to the state 90 days in advance of the notification date.  The state DOI then approves or denies the rate increases.  They usually deny the rates a few times before they approve them.

 

The reason why this is important is that there are a ton of new taxes for 2014 under Obamacare.  Because he waited until 11/15 to make his big announcement, we can't submit those new rates with the new taxes included for 1/1/14.  We will still have to pay the taxes on those rates but we will not be collecting them from the members.  We are trying to find out right now, from each state whether or not we can increase rates later in the year, say beginning the second quarter.  If not we would be losing tons of money.  If we can then members are going to be hit with a bit of sticker shock because we have to include the first quarter of missed taxes in their remaining premium for the year.

[mtangelsfan]

Ha, I know what most of the states are going to say....................  "Screw you insurance companies, we want to get voted back in next time!!!".

 

Obama done threw you under da' bus.

[nate]

Indeed he did.  The guy is a class A scumbag.  It was a total publicity stunt and middle finger to the insurance companies and Americans.

 

By the way, insurance companies employ several hundred thousand Americans.

[mtangelsfan]

But you guys are evil.  The libs say so.  Evil, evil, evil.  You have too much money and you don't care if people die.  Had this discussion with my mom just last week. 

 

Medicine should not be about about profit!!!! 

[nate]

Yep, the doctors should make huge profits, the drug companies should make huge profits, but the insurance companies that help you pay for their astronomical fees shouldn't make any money.

 

Our 5% profit has to be the problem!

[Tank]

Ha, I know what most of the states are going to say....................  "Screw you insurance companies, we want to get voted back in next time!!!".

 

Obama done threw you under da' bus.

 

i doubt there's a politician alive who'd be willing to allow his state to increase insurance rates during an election year in order to help those companies. insurance companies have been painted into a corner as being nothing but evil and heartless. any politician who voted for that would be hard pressed to get reelected.

[mp170.6]

I really don't understand nate's continued insistence that doctors are the problem. 

 

-- We have a chronic shortage of MD's in this country.  Pissing them off so they retire will make our current problems a hundred times worse.  The average age for an MD is well over 50. 

-- Almost all doctors employ 3 or 4 office workers just to deal with insurance companies.  There goes $150,000-200,000 of the "profit". 

-- Many doctors make rounds at hospitals and nursing homes before and after their regular 9 to 5 day in the office.  Why should MD's earn the same or less for working 80 hours a week? 

-- Going to medical school costs $250,000 and all the extra years spent in school represent another $500,000 in lost wages due to opportunity cost.

 

Healthcare costs are pushing $3 trillion annually.  Five percent profit for the insurance companies is $150 Billion with a "B".  Granted, that's not a perfect calculation but even $75 ot 100 Billion in profit is excessive.

[Mudville]

Just how is it the government is going to enforce the mandatory health care when only .003% of the population is willing to sign up? I am thinking simple civil disobedience flames the law out if the people refuse to comply. Government by the people and for the people pretty much means consent is required by the people and not just lawmakers.

[Mudville]

The libs still are waiting for the free health care they thought they were getting but can't seem to find it on the website.

[mp170.6]

Just how is it the government is going to enforce the mandatory health care when only .003% of the population is willing to sign up? I am thinking simple civil disobedience flames the law out if the people refuse to comply. Government by the people and for the people pretty much means consent is required by the people and not just lawmakers.

 

Thanks to a loophole in the law, they can't force you to pay the penalties if you don't have an IRS tax refund due.  You would have to get your employer to adjust (reduce) your withholdings appropriately so instead of being due a refund, you end up owing the Feds a small sum with your tax return. 

 

Google "obamacare loophole" or "obamacare opt-out" for more details. 

[nate]

I really don't understand nate's continued insistence that doctors are the problem. 

 

-- We have a chronic shortage of MD's in this country.  Pissing them off so they retire will make our current problems a hundred times worse.  The average age for an MD is well over 50. 

-- Almost all doctors employ 3 or 4 office workers just to deal with insurance companies.  There goes $150,000-200,000 of the "profit". 

-- Many doctors make rounds at hospitals and nursing homes before and after their regular 9 to 5 day in the office.  Why should MD's earn the same or less for working 80 hours a week? 

-- Going to medical school costs $250,000 and all the extra years spent in school represent another $500,000 in lost wages due to opportunity cost.

 

Healthcare costs are pushing $3 trillion annually.  Five percent profit for the insurance companies is $150 Billion with a "B".  Granted, that's not a perfect calculation but even $75 ot 100 Billion in profit is excessive.

 

 

That is less than 100 dollars per person per year.

 

Meanwhile the drug companies profits are in the trillions.

 

Insurance is an industry, it has to make money.  Everything about Obamacare is about making more money for doctors and drug companies.  Not driving down costs... increasing costs.