mp170.6

Without knowing the amount of your combined student loans, check this out. 
She gets a job, and after a year or so, you guys are able to invest $15,000 in mutual funds.  Leave it alone for 30 years and assume 8% return, you'll have yourself $150,939.  It's really that simple.  Me personally, I would focus on getting some money invested instead of paying off the loan debt.  You'll be far better off in the long term.
Years Future Value (8.00%) Total Contributions Year 0 $15,000.00 $15,000.00 Year 1 $16,200.00 $15,000.00 Year 2 $17,496.00 $15,000.00 Year 3 $18,895.68 $15,000.00 Year 4 $20,407.33 $15,000.00 Year 5 $22,039.92 $15,000.00 Year 6 $23,803.11 $15,000.00 Year 7 $25,707.36 $15,000.00 Year 8 $27,763.95 $15,000.00 Year 9 $29,985.07 $15,000.00 Year 10 $32,383.87 $15,000.00 Year 11 $34,974.58 $15,000.00 Year 12 $37,772.55 $15,000.00 Year 13 $40,794.36 $15,000.00 Year 14 $44,057.90 $15,000.00 Year 15 $47,582.54 $15,000.00 Year 16 $51,389.14 $15,000.00 Year 17 $55,500.27 $15,000.00 Year 18 $59,940.29 $15,000.00 Year 19 $64,735.52 $15,000.00 Year 20 $69,914.36 $15,000.00 Year 21 $75,507.51 $15,000.00 Year 22 $81,548.11 $15,000.00 Year 23 $88,071.95 $15,000.00 Year 24 $95,117.71 $15,000.00 Year 25 $102,727.13 $15,000.00 Year 26 $110,945.30 $15,000.00 Year 27 $119,820.92 $15,000.00 Year 28 $129,406.60 $15,000.00 Year 29 $139,759.12 $15,000.00 Year 30 $150,939.85 $15,000.00

I'm also not in as big of a hole as your friends with music degrees. I owe about $40,000 to our federal government.

No worries. My wife is currently in school, and once she gets into her career, we're going to live on my salary alone and use hers 100% to knock out student loans. We'll likely be debt-free in about 3-5 years.

The part so frequently overlooked with student loans is the opportunity cost.
I was curious so I found a student loan calculator.  The young couple I know with $280,000 in student loan debt - over 30 years at 6% interest, they're paying $1678/month.  Take the same $1678/month and invest in mutual funds at a modest 8% return and they would have themselves $2.3 million after 30 years. 
The ROI for their music degrees will not come close to that amount.
 

I chuckled reading your post because it reminds me of a guy on another board I frequent which is money/investing related.  He's a retiree and always points out to people about the value of time and compounding.  Whenever someone with a low fixed rate mortgage is talking about paying more than the minimum he tells them how much better off in the long run they are paying the regular payment and investing the rest in an S&P index fund.  Obviously people have different risk tolerances and preferences so some opt to pay it off but I'm more in his camp.      

People need to make smarter decisions with their money too.  Its easy to save when you live with your parents but everyone wants to move out asap and be on their own.  I lived at home through college instead of renting somewhere like most of my friends and had a fulltime job at the same time.  In those 4 years I saved up enough for a down payment on a 2 bedroom condo in Anaheim.  Rented out one of the rooms to a friend for the 5 years i lived their because i couldnt afford the $1,600 mortgage on my own.  Sold it for 150K profit and bought a 3 bedroom house in Anaheim with the profits.  My mortgage is now $1800 and I only owe 244K on a house worth 570K.  I have never made more than $55K/year at my job and yet i have friends that make 100k+ a year and can't afford to buy a house in OC.   I understand people have different situations then me and not everyone could do this but i always saw renting as the biggest waste of money and made my monetary plans around that thought process.  

Depends on the score. It’s a punk ass move if you losing by 5 runs or more imo. 

What an incredible overpay for a closer.

Regarding the transitional housing there's situations where the father or mother uses drugs and that person has to leave.  I've yet to hear a story about the rest of the family staying instead they all end up leaving and end up back on the streets.  No one is a fan of breaking up a family but if you can't follow the rules then you have no one to blame but yourself.  You'd think a place to stay, a helping hand up and a better life for your family would be enough but for some it isn't.  

When will the libs take care of this problem? 

Another left handed pitcher like this wouldn't hurt.....

Ward sucks

Good grief, Anderson is awful

The dude is nowhere near ready since spring training is long gone, and he wasn't with any team. 
What's the point of signing him now if he needs 1-2 months to return to form?

Keuchel could be just as bad... maybe not likely... but possible.  I thought I had read that he had given up the most hits in all of baseball last year.

I know a guy who sells insurance.  By his own admission, he is substantially overpaid for the work he does -- he makes well over $200K -- has a few BMW's, owns a 6 bedroom house, etc.  I think his college degree is in Biology or something unrelated.
Makes me wonder how much of our premiums go directly to the wages and benefits of insurance employees. 

https://babylonbee.com/news/creationists-cite-mike-trout-as-indisputable-proof-of-intelligent-design

https://babylonbee.com/news/creationists-cite-mike-trout-as-indisputable-proof-of-intelligent-design

Major league minimum and unlimited hair pieces