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NJHalo

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Posts posted by NJHalo

  1. 59 minutes ago, gotbeer said:

    Isn't that just another form of insurance?  

    And a $30,000 deductable?  You should be looking at different insurance.

    It is a sort of Catastrophic coverage, with much lower premiums. The best I could do for a traditional bare bones HC policy was $1600/month.  

    No, I am sorry for the confusion, it's not a $30k deductible. It is $2k/month premium with a $6k deductible. (BC/BS of NJ Omnia HSA 80/20).  

  2. Has anyone have any experience with this? I am tired of paying $30k/year before insurance pays for anything. 

    So it seems like you pay your monthly share (around $500/month) to another member, who uses that to reimburse themselves for paying out-of-pocket. 

    My wife's friend from high school and her family have been doing it for 4 years now, and say it's the best move they have ever made. 

    The one we are considering seems to get very favorable reviews, and has been around for over 25 years.

    https://samaritanministries.org/how-sharing-works#overview

  3. 18 hours ago, gotbeer said:

    The thing is, sounds like he was turning onto the road.  So either the driver (it wasn't him, but it was his car), gunned it not knowing the power of a 70 Baracuda.  Or wasn't familiar with the road and just drove off of it.  My thoughts are probably the former.  

    Also, 3 people in the car, and the woman escaped uninjured.  Tells me someone had their seatbelts on.  

    I had a 73 Dodge Challenger, (sister car to the Cuda) that I fixed up real nice. Sold it to a kid who lived nearby, who proceeded to let his friend drive it one night. His friend had no clue how fast it was, or how it handled turns, and proceeded to wrap it around a tree. Only minor injuries thank god. He didn't get it appraised when he insured it, so they were not giving him much for the total. I gave him a bunch of receipts for work and parts that I had accumulated over the years, but didn't help. 

  4. 3 hours ago, tdawg87 said:

    @st1ckboy did you get a chance to hit up Lawson's Finest on your trip? Their beer is just as good as Heady or Focal Banger. Plus their taproom is fuckin awesome.

    Lawson's is fantastic stuff. Looking forward to ski season up there so I can get my fill. 

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