I think we can all agree that the blacks and native Americans have been screwed over by this country in our past but this last statement is a different issue than that. Yes, in my opinion your statement is accurate but this is where personal responsibility and cultural issues come into play. If the US is going to pay for their education then it will help if they value said education. The interest free home loans and free college may help select members of those communities but I don't think it has a s big of an impact as we would hope.