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happybat4

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  1. So yesterday I used my credit card, only to have it denied. I call the credit company only to find out my account is closed. They told me I called and cancelled it, however they have no record of the date. I told them I wanted the account reopened as I never closed the account. However they said I have to reapply. This means on my credit report, it will show that I closed the account, then reopened. So now my longest credit account has been deleted, from no fault of my own. I told them not to bother, I am leaving the account closed. Have you guys ever run into this problem?

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